The Money Club is a digital chit fund on the mobile. This app is your friend in need and makes saving, borrowing, and investing your money more efficient! The concept is that saving with a group is easier than saving individually. Through this app, a group of trusted members can pool in money every month. This pool of money is awarded to the highest bidder in every period. With the Money Club, you can get access to funds on your mobile, without tedious bank procedures and high interest rates, and it comes in handy when you need funds instantly from time to time to cover expenses. Also, rotating funds in your Money Clubs yields 3-4 times more interest than a fixed deposit.