The Techniker Krankenkasse (TK) is open to students and professionals. If you have a policy from TK, your children under 18 and spouse (if not employed) are insured for free. More than 6 million insured people trust the services and benefits of TK coverage.
Recognized specialists: Given that we want our members to receive optimal service and treatment from the best doctors available, so have special agreements with chosen doctors and clinics.
24h Phone consultations with doctors: If you have any health questions you can call the TK-medical department 24 hours a day. Specialized doctors will help you on any question that you might need to answer quickly.
Free choice of doctor: As a TK member you can choose among 119,000 German SHI physicians ( Vertragsärzte) for your medical treatment.
Offices close to you: The Techniker Krankenkasse has more than 200 offices in Germany that offer personal consultations – close to wherever you are.
Sickness allowance: If you’re sick and unable to work, the TK pays a sickness allowance in case you don’t receive a salary during that time.
Allowance if your children get sick: If one of your children gets sick and you have to stay at home to care for them, the TK also pays a sickness allowance.
Consultations after office hours: The TK-Service-team is available for you Mon-Fri from 7am to 10pm.
TK-Assistance abroad: If you need medical assistance on a trip abroad, the TK-Service for treatments abroad is available day and night for you.
Medical checkups: As a TK-member you can benefit from a wide range of free regular medical checkups and even receive special thank you gifts for making sure you look after yourself.
Dental treatment: The Techniker Krankenkasse covers all SHI-authorized costs of dental treatment, including checkups.
To get a free consultation about German health insurance, click here.
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